Are you?
Female
43%
165
Male
55%
213
Other
2%
6
384 Responses
How old are you?
Under 45
1%
2
46–49
0%
1
50–54
1%
3
55–59
8%
31
60–64
20%
76
65–69
34%
131
70–74
21%
82
75–79
12%
46
80–84
2%
8
85 or over
1%
4
384 Responses
What is your main source of retirement income?
Full Age Pension
18%
69
Part Age Pension/partly self-funded
28%
108
Fully self-funded
35%
133
Employed full-time
8%
31
Employed part-time
5%
20
Unemployed (Newstart)
1%
3
Disability pension
3%
11
Other
2%
9
Self employed
1%
2
partner in my husband's business
0%
1
No pension received even if retired now St 70
0%
1
Funds fr nec downsizing as part pension canc
0%
1
DVA,DFRDB.
0%
1
NIL INCOME UNEMPLOYED
0%
1
384 Responses
Do you have an emergency fund?
Yes
78%
300
No
22%
84
384 Responses
If yes, how much do you have set aside?
$1–$1000
3%
11
$1001–$2000
1%
4
$2001–$3000
5%
21
$3001–$4000
0%
1
$4001–$5000
6%
23
$5001–$10,000
7%
25
$10,001–$15,000
10%
37
$15,001–$20,000
8%
32
More than $20,000
41%
158
I don't have an emergency fund
19%
72
384 Responses
If no, why not?
I can't afford it
6%
25
I can't save enough
3%
11
I try but I constantly need to tap into my savings
7%
30
I think I'll be fine
8%
34
I have all the necessary insurance
4%
18
My children/family will look after me
0%
1
I haven't thought about it
3%
13
I do have an emergency fund
67%
271
403 Responses from 384 Respondents
Will you rely on public services to get through a health crisis?
Yes
42%
163
No
58%
221
384 Responses
Would you access payday loans to help you out of a jam?
Yes
3%
10
No
89%
342
Not sure
8%
32
384 Responses
Have you ever accessed payday loans to help you out of a jam?
Yes
2%
7
No
94%
361
No, but I seriously considered it
4%
16
384 Responses
Would you access digital payment platforms such as Afterpay to help you out of a jam?
Yes
7%
27
No
93%
357
384 Responses
Have you ever accessed digital payment platforms to help you out of a jam?
Yes
1%
5
No
97%
372
No but I seriously considered it
2%
7
384 Responses
Do you think digital payment platforms are a good idea and may help you if you need it?
Yes
4%
17
No
67%
257
Unsure
29%
110
384 Responses
Do you feel that you’re prepared to deal with any unexpected retirement expenses?
Yes
60%
230
No
17%
65
Not sure
23%
89
384 Responses
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