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Are you an insurance wiz?

Most homeowners insurance policies cover a flood event.
True
False
Only people with a finished basement need water back up coverage.
True
False
Which are examples of common covered perils under a home insurance policy?
wind
hail
insects
fire
Which of the following perils fall under comprehensive coverage on my auto policy?
animal hitting my vehicle
sliding on black ice and hitting a guardrail
a tree falling on my vehicle
theft of my vehicle
What does umbrella insurance cover?
when it's raining outside and it ruins an event I had planned
coverage for damage to any umbrella I own
additional liability coverage to protect my assets
defense costs in the event I am sued and coverage is afforded based on the terms of the policy
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