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Test Your Financial Fitness

Do you know how much money you spend each month?
No clue.
Yes, I keep very good track of my spending.
I have a rough idea.
Do you regularly contribute to your savings?
Yes, when I have extra.
Yes, I have an automatic deposit set up.
No.
Do you pay your balances in full each month?
Yes.
No, but I pay a little more than the minimum balance.
No, I only pay the minimum.
Are you currently late on any payments?
Yes
No
Do you use a budget?
Yes, and I stick to it.
I have a rough idea of what i can and should be spending and saving.
No, I don't.
Do you have a retirement plan, like a 401(k) or IRA?
No, but I am trying to tuck money into my savings for it.
No.
Yes.
Do you use credit for everyday purchases, not to earn points but because you have to?
No.
Yes, but I only need to once in a while.
Yes.
Do your finances overwhelm you?
Sometimes, yes.
Yes, I don't know how I'm getting by.
No, I feel OK about them.
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